Boat/Watercraft Insurance

If you enjoy taking a boat out on one of the waterways or lakes in your area, boat insurance agents at our agency are here to help you. Our agents may not be as much help if you want to learn how to tie a knot or string bait on a hook, but they can help you get a great deal on boat insurance. Although it’s not talked about nearly as much as auto insurance, boat insurance is just as important as auto insurance if you own a boat or personal watercraft.

Boat Insurance Protects More Than Your Boat

Boat insurance is similar to auto insurance, except it’s designed for a boat instead of a car. Like auto insurance, boat insurance is made up of several different coverages.

Some of the coverages included in many boat insurance policies, of course, are designed to protect your boat, its trailer, and its gear. Most boat insurance policies don’t just protect your boat, though. You may find a boat insurance policy that also provides coverage for:

• injuries that you and your passengers sustain
• people not in your boat whom you injure in an accident
• other people’s property that you accidently damage while boating

Specific coverages vary, so you should read your policy carefully in order to know its precise protections.

Independent Insurance Agents for Boaters

Although our agents might not be experienced on the high seas, they are experts when it comes to boat insurance. They’ll be glad to help you assess what coverages to look for in a policy and find an affordable policy. In fact, since all of our boat insurance agents are independent insurance agents, they’ll be able to find you the lowest price on the boat insurance coverages you’re looking for.

To talk with a boat insurance agent at our office, contact us at Bates Insurance Group before you go out on the water again. The easiest way to reach us is to send us a message online.