Home Insurance

Once you have found your dream home, you need to make sure you have adequate homeowners’ insurance coverage. You may want to speak with independent insurance agents to find out how much coverage you need and what should be covered in your policy. Professional agents with Bates Insurance Group are here to help.

Determining how much home insurance you need depends on the value of the structure of your home and any other building on the property. If your home is relatively new, you should be able to figure out how much it is worth. If you live in a historic home, it may be more difficult to determine how much it would cost to replace the home. Comparing quotes for home insurance from multiple providers is the best way to find a great policy. Our home insurance agents can answer your questions and look for affordable quotes.

In addition to the structure of you home, you also need to insure your personal possessions. Taking an accurate inventory of your items once a year is usually a good idea. You can take pictures or video of items and keep track of serial numbers of expensive items. This should make it easier if you ever need to make a claim.

When you make upgrades to the home like replacing the roof or major appliances, be sure to contact your insurance agent at Bates Insurance Group. Our independent insurance agents are here to answer your questions. Give us a call today.